CHAPTER 1
The importance of financial planning

CHAPTER 2
Focus on financial goals

CHAPTER 3
Why you need an emergency fund

CHAPTER 4
Budget your way to the summit

CHAPTER 5
Borrowing is a slippery slope

CHAPTER 6
The ultimate debt escape plan

CHAPTER 7
Weigh the cost of borrowing

CHAPTER 8
Read the loan agreement

CHAPTER 9
Protect your FICO credit reputation

CHAPTER 10
Steps to repair your credit

CHAPTER 11
Monitor your credit score

CHAPTER 12
How to manage student loans

CHAPTER 13
Short-term and long-term goals

CHAPTER 14
Communicate, confess, and profess

CHAPTER 15
Complex money talks for couples

CHAPTER 16
Where to find surplus cash to invest

CHAPTER 17
Make your money work for you

CHAPTER 18
Financial strategies for ages 40-50

CHAPTER 19
Money talks for the next generation

CHAPTER 20
Leave a lasting financial legacy

CHAPTER 21
The joy of giving